Call Us 801-364-3434 ☰ ˟
Logo
Call Us Today 801-364-3434
Client Portal Benefit Enrollment Design Conference
  • Our Agency
    • AboutImage of right arrow
      • Our Locations
      • Employee Directory
    • Personal ProductsImage of right arrow
      • Auto InsuranceImage of right arrow
        • Liability Coverage
        • Comprehensive Coverage
        • Collision Coverage
        • Specialty Auto Insurance
      • Home InsuranceImage of right arrow
        • Property Insurance
        • Homeowners Liability
        • Renters Insurance
        • Condo Insurance
        • Earthquake Insurance
      • Other Personal InsuranceImage of right arrow
        • Personal Umbrella Insurance
      • Life InsuranceImage of right arrow
        • Individual Life Insurance
        • Group Life Insurance
        • Key Person (Key Men) Insurance
      • Health InsuranceImage of right arrow
        • Group Health Insurance
        • Dental Coverage
        • Vision Coverage
        • Supplemental Insurance
        • Disability Insurance
        • HSAs
      • Recreational Vehicle Insurance
    • Commercial ProductsImage of right arrow
      • Coverage for Specific IndustriesImage of right arrow
        • Accounting Firm Insurance
        • Architects & Engineers
        • Car Dealership Insurance
        • Charter Schools
        • Dental Practice Insurance
        • Educational Facility Insurance
        • Fuel Marketers and Distributors
        • Garage Insurance
        • Healthcare Facility Insurance
        • Law Firm Insurance
        • Manufacturing Insurance
        • Medical Malpractice Insurance
        • Nursing Home Insurance
        • Printers & Publishers Insurance
        • Restaurant Insurance
        • Retail Insurance
        • Self-Storage Insurance
        • Specialty Trade Contractors Insurance
        • Technology Services Insurance
        • Underground Storage Tank Insurance
      • Coverage for Your BusinessImage of right arrow
        • Business Catastrophe Insurance
        • Business Owners Policy (BOP)
        • Commercial Auto Insurance
        • Commercial General Liability
        • Commercial Property Insurance
        • Commercial Umbrella Insurance
        • Crime Insurance
        • Drone / Tech Liability
        • Employment Practices Liability (EPLI)
        • Equipment Insurance
        • Errors and Omissions Insurance
        • HVAC Contractors Insurance
        • Liquor Liability Insurance
        • Mechanical Breakdown Insurance
        • Office Insurance
        • Professional Liability
        • Small Business Insurance
        • Storage Insurance
        • Technology Insurance
        • Transportation Insurance
        • Trucking Insurance and Semi Truck Insurance
        • Workers Compensation
      • Coverage for Your EmployeesImage of right arrow
        • Group Benefits
        • Group Disability Insurance
        • Voluntary Benefits
        • Group Health Insurance
        • Disability Insurance
        • Individual Life Insurance
      • Farm InsuranceImage of right arrow
        • Crop Insurance
        • Farm Owners Insurance
        • Farm Livestock Insurance
        • Equine Insurance
        • Farm Equipment Insurance
        • Farm Dwelling Insurance
        • Farm Structures Insurance
        • Farm Auto Insurance
        • Farm Umbrella Insurance
        • Farm Liability Insurance
    • Our SpecialtiesImage of right arrow
      • Architects & Engineers
      • Petroleum / C-Stores
      • Underground Storage Tanks
      • Charter Schools
      • Restaurants
      • Auto Dealerships
      • Accountants
      • Lawyers
    • Design Conference
    • Get A Quote
    • Client Portal
    • Benefit Enrollment Portal
    • Our Providers
    • Tools & Resources
    • Articles & InformationImage of right arrow
      • Coronavirus Newsletter
      • Covid-19 Info
      • Earthquake Info
      • 2019 Great Utah Shake Out
      • Flood Insurance FAQs
      • Urban Wildfire Protection
      • Firework Safety
      • Home Inspections
      • Umbrellas
    • Contact UsImage of right arrow
      • Salt Lake Office
      • Las Vegas Office
  • Products
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Specialty Auto Insurance
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Earthquake Insurance
    • Other Personal InsuranceImage of right arrow
      • Personal Umbrella Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Supplemental Insurance
      • Disability Insurance
      • HSAs
    • Recreational Vehicle Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • A&E Liability Coverage
      • Architects and Engineers
      • Car Dealership Insurance
      • Charter Schools
      • Dental Practice Insurance
      • Educational Facility Insurance
      • Fuel Marketers and Distributors
      • Garage Insurance
      • Healthcare Facility Insurance
      • Law Firm Insurance
      • Manufacturing Insurance
      • Medical Malpractice Insurance
      • Nursing Home Insurance
      • Printers & Publishers Insurance
      • Restaurant Insurance
      • Retail Insurance
      • Self-Storage Insurance
      • Specialty Trade Contractors Insurance
      • Technology Services Insurance
      • Underground Storage Tank Insurance
    • Coverage for Your BusinessImage of right arrow
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Drone / Tech Liability
      • Employment Practices Liability (EPLI)
      • Equipment Insurance
      • Errors and Omissions Insurance
      • HVAC Contractors Insurance
      • Liquor Liability Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Professional Liability Insurance
      • Small Business Insurance
      • Storage Insurance
      • Technology Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
    • Coverage for Your EmployeesImage of right arrow
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
    • Personal ProductsImage of right arrow
      • Auto InsuranceImage of right arrow
        • Liability Coverage
        • Comprehensive Coverage
        • Collision Coverage
        • Specialty Auto Insurance
      • Home InsuranceImage of right arrow
        • Property Insurance
        • Homeowners Liability
        • Renters Insurance
        • Condo Insurance
        • Earthquake Insurance
      • Other Personal InsuranceImage of right arrow
        • Personal Umbrella Insurance
      • Life InsuranceImage of right arrow
        • Individual Life Insurance
        • Group Life Insurance
        • Key Person (Key Men) Insurance
      • Health InsuranceImage of right arrow
        • Group Health Insurance
        • Dental Coverage
        • Vision Coverage
        • Supplemental Insurance
        • Disability Insurance
        • HSAs
      • Recreational Vehicle Insurance
    • Commercial ProductsImage of right arrow
      • Coverage for Specific IndustriesImage of right arrow
        • Accounting Firm Insurance
        • Architects and Engineers
        • Car Dealership Insurance
        • Charter Schools
        • Dental Practice Insurance
        • Educational Facility Insurance
        • Fuel Marketers and Distributors
        • Garage Insurance
        • Healthcare Facility Insurance
        • Law Firm Insurance
        • Manufacturing Insurance
        • Medical Malpractice Insurance
        • Nursing Home Insurance
        • Printers & Publishers Insurance
        • Restaurant Insurance
        • Retail Insurance
        • Self-Storage Insurance
        • Specialty Trade Contractors Insurance
        • Technology Services Insurance
        • Underground Storage Tank Insurance
      • Coverage for Your BusinessImage of right arrow
        • Business Catastrophe Insurance
        • Business Owners Policy (BOP)
        • Commercial Auto Insurance
        • Commercial General Liability
        • Commercial Property Insurance
        • Commercial Umbrella Insurance
        • Crime Insurance
        • Drone / Tech Liability
        • Employment Practices Liability (EPLI)
        • Equipment Insurance
        • Errors and Omissions Insurance
        • HVAC Contractors Insurance
        • Liquor Liability Insurance
        • Mechanical Breakdown Insurance
        • Office Insurance
        • Professional Liability
        • Small Business Insurance
        • Storage Insurance
        • Technology Insurance
        • Transportation Insurance
        • Trucking Insurance and Semi Truck Insurance
        • Workers Compensation
      • Coverage for Your EmployeesImage of right arrow
        • Group Benefits
        • Group Disability Insurance
        • Voluntary Benefits
        • Group Health Insurance
        • Disability Insurance
        • Individual Life Insurance
    • Our SpecialtiesImage of right arrow
      • Architects & Engineers
      • Petroleum / C-Stores
      • Underground Storage Tanks
      • Charter Schools
      • Restaurants
      • Auto Dealerships
      • Accountants
      • Lawyers
  • Resources
    • Refer a friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About
    • Our Location
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
    • Contact
    • Location(s)
Home > Blog > 5 Ways to Save on Car Insurance - American Ins & Inv Corp
FRIDAY, FEBRUARY 11, 2022

5 Ways to Save on Car Insurance

Along with the expense of owning a car, you also need to plan for annual car insurance premiums. These can increase little by little, until you're paying what seems like a high amount. Here are a few practical and easy ways that can help lower your auto insurance premiums.  
 
1. Raise Your Deductible 
This is one way to decrease your costs almost instantly. By raising your deductible, you'll be out a higher amount if you have an accident; but if you're generally a good driver, this is a risk you can probably afford to take. Do be sure to budget for the deductible. Your savings account should generally have enough funds to cover your deductible at any given time.  silver car driving

2. Drive Less 
This may not be possible for some, but even carpooling to work with a colleague or creating a carpool to take the kids to school can put you in a lower driving bracket. Some auto insurance providers track how much you drive each year; the less you drive, the lower your premiums may be since less time on the road means less chance of an accident.  
 
3. Take a Safe Driver Course 
If you have had any claims recently, and even if you haven't, taking a refresher course in save driving can help you lower your expenses. These courses can often be taken online for a small fee, but the savings you'll experience in the years that follow can make up for it.  

4. Improve Your Credit Score 
Surprisingly, your credit score affects more than your ability to borrow money for your home or auto loan. It's also used as a representation of you as an individual. Those with lower credit scores statistically are more of a risk for insurance providers; and as such, they may be charged higher premiums. Fixing your credit is a long-term endeavor, but you can start by closing out excess credit cards, paying minimum payments on time and eliminating old debts.  
 
5. Shop Around for a New Policy 
It's easier than ever before to find a new, more affordable policy if you just take the time to do it. Luckily, calling an independent insurance agent makes the process fast and simple. Asking your agent for several quotes helps you select the best combination of coverage and price. 

Posted 12:29 PM

Tags: auto insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022

  • auto insurance(7)
  • business insurance(6)
  • bop insurance(4)
  • group health insurance(2)
  • life insurance(2)
  • home insurance(2)
  • general liability(2)
  • professional liability insurance(2)
  • professional liability(2)
  • earthquake insurance(1)
  • workers compensation(1)
  • cyber liability insurance(1)
  • drone insurance(1)
  • farm insurance(1)
  • restaurant insurance(1)
  • boat insurance(1)
  • key person insurance(1)
  • flood insurance(1)
  • trucking insurance(1)
  • renters insurance(1)
  • medical malpractice insurance(1)
  • workers comp(1)
  • workers compensation insurance(1)
  • e&o insurance(1)

View Mobile Version
Logo

Salt Lake Office

448 South 400 East
Salt Lake City, UT 84111

Ph: 801-364-3434
Fx: 801-355-5234

Las Vegas Office

Las Vegas, NV 89118
Ph: (702) 877-1760
Fx: (702) 877-0937

© Copyright. All rights reserved | Powered by Insurance Website Builder