Whether you’re exploring Utah’s national parks or parking your recreational vehicle (RV) in the Wasatch foothills, having insurance is a smart step before hitting the road.

RV insurance offers coverage that addresses the unique risks of owning and operating a motorhome or towable trailer. At American Insurance & Investment Corporation, we help Salt Lake City residents find policies that reflect how and where they travel.

What Is RV Insurance andWho Needs It?
RV insurance is a policy that can combine features of both auto and homeowners coverage. It may assist with damage to your RV, liability claims and even expenses related to accidents, theft or roadside issues.

Anyone who owns and uses an RV—full-time or seasonally—should consider this type of coverage. In Utah, liability insurance is required for most motorized RVs. Towable trailers may not be legally required to carry their own policy, but coverage is still recommended to manage the risks that come with storage, transport and use.

What Vehicles Are Covered Under a Standard RV Insurance Policy?
Policies can vary, but most RV insurance plans offer coverage for a range of recreational vehicles, including the following:

• Class A, B and C motorhomes

• Travel trailers, including fifth-wheel and hybrid models

• Pop-up campers and truck campers

• Camper vans used for extended travel or full-time living

Depending on your policy, coverage may include the following:

• Liability coverage for third-party losses for which you’re at fault

• Collision coverage for damage caused by crashes

• Comprehensive coverage for theft or weather-related damage

• Personal belongings coverage for items stored inside the RV

• Emergency expenses coverage, such as for lodging if your RV breaks down away from home

• Additional coverages for attached equipment or custom features

Let’s Build Coverage Around Your Travel Style
At American Insurance & Investment Corporation, we understand that every RV owner travels a little differently. Whether you camp on weekends or live full-time on the road, we can help you find a policy that matches your lifestyle.

Contact our Salt Lake City team today for a personalized RV insurance quote.