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American Ins & Inv Corp Blog

View the latest blog posts from American Ins & Inv Corp.

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Monday, May 5, 2025

BOPs Can Protect Your Company Assets and Save You Money

By buying business insurance, you take a big step to secure your finances and create a strong risk management strategy. After all, you never know when a single incident like a fire or break-in could devastate your business and cost you a fortune. READ MORE >>

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Tuesday, April 1, 2025

Do Business Owners Policies Cover Employees?

A business owners policy (BOP) combines coverage for small businesses to protect against certain dangers, but it can also serve to cover employees depending on what coverage is added. Basic BOPs come with two coverages: READ MORE >>

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Monday, March 3, 2025

Are You Covered By Workers Compensation Insurance When Working From Home?

Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home? If you're a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. READ MORE >>

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Monday, February 3, 2025

Generator Tips for Your Home

When the power goes out in the winter, homeowners become concerned about their house getting too cold. The health of family members is an issue. In addition, pipes could freeze and burst, causing significant damage to the home. Many families rely on generators to keep their home warm when the power fails. READ MORE >>

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Monday, January 6, 2025

Common Auto Insurance Mistakes

Did You Know? You may not think an error on your auto insurance application is a big deal, but the consequences can be costly. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident. READ MORE >>

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Monday, December 2, 2024

When Do I Need Commercial Auto Insurance?

As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto insurance. READ MORE >>

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Monday, December 2, 2024

General Liability Exposures Every Organization Should Know

Virtually every company encounters commercial liability exposures. A commercial liability loss exposure refers to a circumstance or scenario that carries the potential for an organization to be held legally and financially accountable for causing injury, damage, or harm to another entity. READ MORE >>

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Monday, December 2, 2024

General Liability Exposures Every Organization Should Know

Virtually every company encounters commercial liability exposures. A commercial liability loss exposure refers to a circumstance or scenario that carries the potential for an organization to be held legally and financially accountable for causing injury, damage, or harm to another entity. READ MORE >>

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Monday, November 4, 2024

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Monday, October 7, 2024

BOP Insurance Can Protect Your Assets

Investing in business insurance makes good financial sense. Most companies recognize the risks they face when confronted with a fire or a lawsuit. However, it only takes only a single incident like this to see just how financially devastating it can be. One simple and affordable way to protect your company is to purchase BOP insurance. READ MORE >>

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