Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
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Business & Commercial Insurance Information
Business insurance can help your company stay financially resilient despite unexpected setbacks. Your agent can help customize coverage to meet your company’s needs.
How Does Business Insurance Work? 
Upon selecting coverage options, your company can purchase policies and pay regular premiums to keep your coverage active. Once a covered event occurs, your organization can submit a claim, which the insurer reviews to determine its validity and the extent of the loss. If your claim is approved, your company may receive financial compensation according to the policy’s terms.
What Do Policies Cover?
The types of business insurance your company may need depend on several factors, including your industry, company size and the specific risks you face. Beyond that, a basic policy may also include the following:
- General liability insurance may cover expenses related to third-party injuries, property damage or claims of reputational harm stemming from your company’s advertising or day-to-day operations.
- Professional liability insurance may pay for legal fees and settlements if your business is accused of delivering negligent, substandard or incorrect services.
- Business interruption insurance may reimburse lost income and ongoing expenses if your business is temporarily shut down due to a covered event.
- Commercial property insurance may cover your company’s physical assets in the event of fire, theft or natural disasters. This may include buildings, equipment and inventory.
- Commercial auto insurance may compensate your company for accident-related expenses, vehicle damage and liability claims associated with vehicles used for business.
- Workers’ compensation insurance may offer financial support for employees who experience work-related injuries or illnesses, which typically includes coverage for medical expenses and partial wage replacement during the employee’s recovery.
Learn More
American Ins & Inv Corp can help you explore your business insurance options. Contact us today to get started.
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